Savings plans for your goals

“We saved over $70,000 in under two years.”

Erin and Adam MyBudget clients

Join thousands of Aussies like Erin and Adam who have achieved their savings goals with MyBudget.
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Watch Erin and Adam's Story
Make your savings goals a reality
  • New car
  • House deposit
  • Holiday
  • Starting a family
  • Debt repayment

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

For over 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For over 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.

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Watch your savings grow with our Budgeting App

  • Track all of your money securely in one place with 24/7 visibility
  • Take control of your money and make your money work harder for you with Australia’s trusted budgeting and money management app
  • Keep track of your bills and payments to avoid any late fees
  • Update your budget and create new savings goals.
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What do you want to save?

On average, families save $3,500 for holidays each year with MyBudget.

What can you do with your savings?

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Plan ahead

When you budget with us, all of your income and expenses are planned 12 months in advance to show you exactly how to start saving and how your money is tracking.
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Build a budget

We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
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Automated money management

Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.
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Create a safety net

Every budget we design puts aside money to prepare for the unexpected. Enjoy peace of mind with savings and flexibility built into your budget.
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Build a savings plan

A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash and adds more money in your pocket to enjoy life.
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You don’t have to do it alone

We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.

Read Erin & Adam’s Savings Story

Erin & Adam’s MyBudget journey: How they transformed “doing OK” into saving over $70,000.
Erin and Adam’s story isn’t one of financial hardship — it’s about potential. They weren’t drowning in debt or missing bill payments. In fact, they were “doing fine.” But deep down, they knew they could be doing better.

Like many Australians, they had stable incomes, but they felt like they should have more to show for it. They wanted to save for the future, have a financial buffer, and feel more in control of their money. What they didn’t have was a clear, structured plan to achieve those goals.

Saving for a house deposit

That’s when they decided to take action and partner with MyBudget. Today, they’ve saved over $70,000 — and it all started with a decision to make their money work smarter.

The realisation: “We can do better”

Before MyBudget, Erin and Adam’s approach to money was reactive. Bills were paid, essentials were covered, but they had no visibility into where their extra cash was going. “We knew we should be able to save more, but every month it felt like the money just disappeared,” says Erin.

This feeling is familiar for so many Australians. When you don’t have a clear system in place, money has a way of vanishing into small, unplanned expenses. Erin and Adam didn’t need to “tighten their belts” — they needed a better way to manage what they already had.

The turning point: partnering with MyBudget

The first step was reaching out to MyBudget for support. From their very first conversation with a MyBudget specialist, Erin and Adam felt the shift.

Rather than being told to “cut back” or “make sacrifices,” they were shown how to organise their finances in a smarter way. Their MyBudget specialist helped them break down their expenses, structure their payments, and automate their savings.
They didn’t need to overhaul their lifestyle — they just needed a system that worked for them.

The plan: structure, automation & clarity
Erin and Adam’s new money plan focused on three key areas:
  • Essential Expenses: Bills, rent, groceries, and everyday costs were automatically accounted for.
  • Savings: A set percentage of their income was directed straight into savings with every paycheck.
  • Spending Money: Their personal spending money was clearly allocated, so they had freedom to enjoy life without guilt.

The key to their savings success? Automation.

By having their savings happen automatically, Erin and Adam didn’t have to think about it — it just happened. Week after week, their savings grew steadily.

The result: over $70,000 saved without big sacrifices

After joining MyBudget, Erin and Adam’s savings grew faster than they expected. Before long, they had built up a financial buffer they could rely on.

“It wasn’t like we suddenly earned more money,” Erin says. “We just started managing it better.”

In total, they saved over $70,000 — without cutting out the things they loved. Their MyBudget plan didn’t ask them to give up everything. Instead, it gave them control, clarity, and confidence in their financial future.

Want to do better with your money?
If Erin and Adam’s story sounds familiar, it’s because so many people are in the same position. You’re not “bad with money” — you just need a smarter system. With MyBudget, you don’t have to make extreme sacrifices or feel guilty about every purchase. Here’s how it works:
  • Plan Smarter: Get a clear plan for where your money is going.
  • Automate Your Savings: Watch your savings grow automatically.
  • Achieve Your Goals: Feel confident, in control, and ready for whatever comes next.
If you’ve ever thought, “I could be doing better with my money,” now is the time to act. Erin and Adam’s story shows that with the right support, you can achieve more than you ever thought possible.
Take the first step with MyBudget today and see how far your money can take you.
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Get started
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Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free

Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.

Select a callback time

Discover the MyBudget difference

MyBudget has helped over 130,000 Australians, live their life free from money worries. We can help you do the same.
  • We start by getting a full understanding of your financial situation and identifying areas where you might be able to find savings
  • You’ll receive a FREE customised budget and savings plan, thats shows exactly how you can build your savings and reach your financial goals faster
  • Our team of experts take the stress out of managing your money by providing ongoing support, so you can feel confident about your financial future.

A quick 10-minute call is all it takes to start your journey to greater savings and financial freedom.

Enquire now
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Tammy Barton | Founder and Director

Our services

MyBudget is committed to empowering you to live your best life, free from financial stress.
Together, we’ll design a tailored budget plan that makes your money go further.
  • We’ll help you understand how to budget effectively
  • Create short and long-term savings plans you can stick to
  • Build emergency savings to prepare you for the unexpected
  • Let us take away your money worries and do the heavy lifting for you.
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Bec & Jarrad | Clients since 2016

We’ll help design a tailored plan that provides you debt relief.
  • Implement practical ways to pay off your debt
  • Rebuild your credit rating by paying your bills on time
  • We’ll do the heavy lifting by talking with your creditors so you don’t have to
  • We do the work that keeps your repayments on track
  • Let us take away your money worries and gain peace of mind.
debt solutions

Megan & Creagh | Clients since 2018

Imagine total financial freedom – got it? Now let’s get you there.

  • Get a tailored budget plan that helps you achieve your financial goals
  • Get out of debt and start saving
  • Have peace on mind knowing your bills are paid on time
  • We do all the heavy lifting so you can focus on living.
*Obligation free. No lock in contracts.
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Leah | MyBudget team member

Personal budgeting

Together, we’ll design a tailored budget plan that makes your money go further.

  • We’ll help you understand how to budget effectively
  • Create short and long-term savings plans you can stick to
  • Build emergency savings to prepare you for the unexpected
  • Let us take away your money worries and do the heavy lifting for you.

Debt solutions

We’ll help design a tailored plan that provides you debt relief.

  • Implement practical ways to pay off your debt
  • Rebuild your credit rating by paying your bills on time
  • We’ll do the heavy lifting by talking with your creditors so you don’t have to
  • We do the work that keeps your repayments on track
  • Let us take away your money worries and gain peace of mind.

Total visibility & support

Imagine total financial freedom – got it? Now let’s get you there.

  • Get a tailored budget plan that helps you achieve your financial goals
  • Get out of debt and start saving
  • Have peace on mind knowing your bills are paid on time
  • We do all the heavy lifting so you can focus on living.

*Obligation free. No lock in contracts.

Don’t just take our word for it

We’re often featured in many trusted sources

MyBudget was the best decision I’ve ever made, now we’re able to travel, have genuine savings and understand where all of our money goes.

Kat,Client since 2022
MyBudget has not only saved me financially it has taught me a lot about budgeting and saving, which has helped me start my own business.

Jessica,Client since 2019
MyBudget has been wonderful helping me make my money go so much further than I could have ever done on my own. The staff at MyBudget are always so courteous and always there to answer any questions that I have on my mind. Thank you so much to the MyBudget team.

Mark,Client since 2020

Money Saving FAQs

How can MyBudget help me increase my savings?

MyBudget creates a tailored budget plan designed to maximise your savings potential. By analysing your income, expenses, and financial goals, we help you identify areas where you can save more without sacrificing your lifestyle.

Will using MyBudget’s services reduce my financial stress?

Yes! MyBudget is designed to help reduce financial stress by giving you full control and visibility over your finances. Our goal is to simplify your money management so you can focus on your savings goals with peace of mind.

Can MyBudget assist with planning for larger savings goals, like a holiday or a house deposit?

Yes, we can help you set and achieve specific savings goals, whether it’s for a holiday, home deposit, or emergency fund. Our team will work with you to develop a realistic plan that fits your timeframe and budget.

How does MyBudget differ from other budgeting tools in terms of saving money?

MyBudget offers a personalised, hands-on approach with a money coach who works with you every step of the way. Unlike many digital tools, we combine technology with human support to ensure you’re not only saving but also staying on track to reach your financial goals.

Will I be able to track my savings progress with MyBudget?

Definitely. The MyBudget app provides a real-time view of your savings progress, upcoming bills, and spending, making it easy to track how much you’re saving over time.

Can MyBudget help if I have debts and want to save at the same time?

Yes. MyBudget helps you balance debt repayment and savings by creating a budget that aligns with your goals. Our approach ensures you’re paying down debt without sacrificing your ability to save.

Is MyBudget suitable for families who want to save for future expenses?

Absolutely. MyBudget’s plans are tailored to meet the needs of individuals and families, making it easier to save for future expenses like education, family vacations, and emergencies. So that you feel a high level of confidence that if any last minute expenses or bills arise, you have the savings there to cover them.

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