9 in 10 MyBudget clients reported less financial stress
Source: MyBudget 2026 client survey, 741 respondents.
After juggling credit card repayments, Megan and Creagh paid off $91,000 with personalised debt help and a 12-month budget.
They received:
$91000
Paid Off
$2000000+
Saved for clients in interest & fees in 2025
1 in 4 MyBudget clients paid off and cancelled their credit cards
Source: MyBudget 2026 client survey, 741 respondents.
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See more FAQs…
MyBudget offers personalised debt help through budgeting, repayment planning, creditor negotiation and ongoing support from a team of money experts. Depending on your circumstances, we can also help you explore options such as debt consolidation or debt agreements. If no other suitable options are available, we can also guide you through the bankruptcy process. Our goal is to help you understand your options and find a practical way to regain control.
Yes, MyBudget can contact your creditors and let them know you are receiving help with your debts. We can discuss your financial situation, work towards manageable repayment arrangements and ask creditors to contact us on your behalf. While some contact may still occur, having a team supporting you can help reduce the pressure of dealing with debt collectors on your own.
Yes, MyBudget can help you manage multiple debts by organising your repayments, bills and everyday expenses into one personalised budget. This may include credit cards, personal loans, overdue bills and other financial commitments. We work with you to prioritise repayments, stay on top of due dates and reduce debt without losing sight of your other financial goals.
If your debt repayments are more than you can afford, MyBudget can review your income, expenses and existing financial commitments to identify a more manageable approach. We can help prioritise essential bills, explore suitable debt solutions and, where possible, negotiate repayment arrangements with your creditors. The aim is to ease immediate financial pressure while creating a practical path towards reducing your debt.
Yes, it may be possible to reduce debt without taking out another loan. MyBudget can help you organise your finances, prioritise repayments and create a personalised budget that supports your existing commitments. Where appropriate, we can also communicate with creditors about more manageable arrangements. This approach can help you work towards debt relief without relying on additional credit.
Yes, MyBudget can estimate when you could become debt free based on your income, expenses, existing debts and repayments. Our budgeting software creates a personalised 12-month budget showing your upcoming bills, repayment progress and projected debt-free date. With ongoing support from our team, you will have a clear timeline and a practical plan to work towards becoming debt free.
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