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For over 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For over 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.

A free checklist to ensure you’re getting the best deal for your bills!

Did you know you could be unintentionally paying hundreds of dollars more than you need on your household expenses? This checklist will help you to ensure you’re getting the best price for all of your insurances, energy, phone, internet plus a few other bills you might not have even thought of!

Create a list

We’ll help you start listing out all of your current suppliers and your monthly charges.

Switch or stay

You’ll need to double-check any contracts or terms and conditions to ensure you’re not locked in.

Shop around

We’ve listed a few popular comparison sites so you can investigate better rates and start saving today.

See how MyBudget makes a difference

Exactly what you need

MyBudget has unlocked thousands of dollars of our wages that we were just flittering away. The simple and easy to use online interface allows me to add and update bill amounts and timings. I never have to worry about having enough money when it comes time to pay a bill, MyBudget takes care of all of that. The decision to go with MyBudget was life changing.

Dave 17 May 2024

Paid off debts, created savings & purchased a home

Have been with My Budget for several years. We have paid off debts, created savings and purchased a home. We have also had numerous great holidays and a quality of life that wouldn’t have happened without the My Budget forward planning budget

Ali 8 June 2023

MyBudget 5*

We have been with MyBudget now for a number of years. We are well and truly on top of all payments and actually saving money. Without MyBudget we would still be struggling to pay bills. It’s like having our own personal accountant to look after our money without the ridiculously high price.

Jamie 13 May 2024

Small changes. Big savings!

Start with a FREE no obligation appointment

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Real stories, real savings: discover how MyBudget can transform your life

Personal budgeting FAQs

What budgeting services and solutions does MyBudget offer?

We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.

What makes MyBudget different?

MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.

What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How much does MyBudget cost?

Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

Does MyBudget provide financial advice?

MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.

Can’t find what you’re looking for? More FAQs.

Make your money go further with a tailored budget plan

With the rising cost of living, saving money can feel almost impossible. MyBudget’s personalised budget plan helps you break free from financial stress, unlocking more savings and peace of mind.

Enquire today